Insurance quotes and availability (Aus/NZ)

[danmessy]

Lol too bad insurance has no bearing on police and my criminal activities. More worried about the old being rear ended by a red P Plater with no insurance in an unregistered car.. but hey!

 

[fattyman]

I got a quote with Shannons. A few insurers I tried wouldn't even quote yet.

Agreed value $190k
Premium $2115.07
Excess $1900
Age 31
Clean history
Based on usage: 3-5 times a month

Located Melbourne

Funnily enough my 2018 C63 insured for agreed value of $98k was a $2.7k premium.

 

[Daz]

I got a quote with Shannons. A few insurers I tried wouldn't even quote yet.

Agreed value $190k
Premium $2115.07
Excess $1900
Age 31
Clean history
Based on usage: 3-5 times a month

Located Melbourne

Funnily enough my 2018 C63 insured for agreed value of $98k was a $2.7k premium.

To be getting an Emira at 31 you’re doing well for yourself, keep up the good work

 

[fattyman]

To be getting an Emira at 31 you’re doing well for yourself, keep up the good work

Thanks Daz - a bit of hard and smart work eventually pays off!

 

[Johnson]

Plus one for Shannons. Just got a quote of $1350 plus $2000 excess. I was so surprised I got the guy to recheck the figures.

This assumes I’m doing the “extreme usage” thing where I only drive the car two days a month on average. I’m not sure how much this would go up if I went to the two days a week usage (the next level).

 

[danmessy]

Plus one for Shannons. Just got a quote of $1350 plus $2000 excess. I was so surprised I got the guy to recheck the figures.

This assumes I’m doing the “extreme usage” thing where I only drive the car two days a month on average. I’m not sure how much this would go up if I went to the two days a week usage (the next level).

I have not used Shannons (yet). Do they work on average days per week / month / year? That is, in contrast to total KM/year? I consider I would be less than 5,000km/year (which is usually the lowest option for the major insurers)

 

[digilotus]

Has anyone in OZ tried doing bulk insurance for a few cars? (e.g. Lumley)

 

[Greenblood]

Has anyone in OZ tried doing bulk insurance for a few cars? (e.g. Lumley)

I am with Shannons for my bike and will get a quote for the Emira and see the savings, but the bike is only insured for 30K...I will post when I get the price.

 

[wallstbear]

As a former New Jersey resident, I can safely say you guys are all getting absolute steals... I was charged over 4K years ago on a $38K car... (probably 6K in todays dollars post COVID inflation)

 

[Johnson]

Has anyone in OZ tried doing bulk insurance for a few cars? (e.g. Lumley)

I know Shannons gives a discount for additional vehicles. I might get a quote to insure my Ute with them too.

 

[danmessy]

Since cars are now landing / landing soon, has anyone got more recent updates on their insurance premiums and excess?

RAC (WA) was around $1900 p.a. with a $1250 (or might have been $1500) excess. Looking for other options to shop around

Car use will highly likely be < 5,000km per year (though, once it lands that 5,000km could go within a fortnight haha)

 

[Scottmc]

hoping to get mine soon anyone got insurance and a price i am with shannons but no loyalty

 

[digilotus]

Hi @Scottmc, welcome to the forum!

I won't share the price I have as it is specific to my suburb risk profile, but shannon's was the most competitive quote for me.

Irrespective of insurance provider, I recommend you get the following policy features:
* Choice of repairer
* Glass/windscreen insurance (ideally zero excess)
* Agreed value.

Also remember to list any factory/dealer options (if any) so there's no dispute about these in case of a bingle.

 

[Scottmc]

Hi @Scottmc, welcome to the forum!

I won't share the price I have as it is specific to my suburb risk profile, but shannon's was the most competitive quote for me.

Irrespective of insurance provider, I recommend you get the following policy features:
* Choice of repairer
* Glass/windscreen insurance (ideally zero excess)
* Agreed value.

Also remember to list any factory/dealer options (if any) so there's no dispute about these in case of a bingle.

good advice

 

[Panda47]

good advice

I see some owners in uk quoted £12-15k($NZ24 -NZ3000k)I've insured mine $NZ2400 (£1200)
so it seems to be roughly the norm.

 

[AzK]

Anyone in Australia obtained quotes for comprehensive insurance yet - more so those expecting delivery of a First Ed. in the next couple of months? The Emira doesn't appear to be listed on insurer websites, but I am curious as to what premiums it will attract.

I havent called up shannons but the only online quote i was able to get was from Allianz. Agreed price of 220,000 with a $2300 excess, windscreen protection monthly cost of $550 no discount for annual payment

 

[danmessy]

What was the annual premium. I recall Allianz being crazy over the top premium

 

[AzK]

$650/mnth but got RAC wa. $2500/yr inc windscreen and no claim bonus protection with roadside assist. Agreed @ $200k !!! Yay allowed Upto 10,000km travel

 

[incrediblybad]

+1 Shannons -
Country NSW
Age 40 / clean driving record
2x weekly usage
Premium 1800, excess 1950 (with discount from 4 cars on the policy)
Includes Windscreen + rental cover

 

[Panda47]

Anyone in Australia obtained quotes for comprehensive insurance yet - more so those expecting delivery of a First Ed. in the next couple of months?

The Emira doesn't appear to be listed on insurer websites, but I am curious as to what premiums it will attract.

New Zealand $NZ2400 £1200