There have been already a couple of threads in this forum dealing with insurance coverage costs for the Emira,, but since this subject is very state sensitive, I thought it oportune to bring it up in this Florida Members thread.
I'm currently insured with 2 cars on my policy with Progressive which is currently charging me a 6 month premium of $2,126.00 . This, so far, is the best price I've been able to get. That premium represents the portion I pay for the Emira itself, albeit taking advantage of a multi-car coverage discount. I've obtained additional 6 month quotes from Geico and Allstate, but they were significantly non-competitive being $2,600 and $4,400 respectively. To put it in context, both my wife and I have very good driving track records with no claims issued in the past 5 years and the Emira, along with our other household cars, is driven less than 3k a year..
One thing that I found really odd with the insurance premium pricing for the Emira is that I insured my 911, which cost me double the price of the Emira, for essentially half the premium of the Emira. The folks at Progressive, Geigo and Allstate attribute this disparity to the Emira being a relatively new model, their company assessors not having yet properly classified the car's risk parameters and consequently the premium defaulting to the higher end of the premium range. Who knows?
So I remain wondering if my deal with Progressive is as good as it gets or if any of you have had a different pricing experience,