Lotus Emira Financing/Lease Rates

[Porter]

Navy Federal Credit Union.
4.99%/60mo
5.29%/72mo

 

[2BIG2FAIL]

Navy Federal Credit Union.
4.99%/60mo
5.29%/72mo

What down payment does this assume and what is your rough credit score?

 

[Porter]

What down payment does this assume and what is your rough credit score?

I think it could have been any down payment, and minimum credit score in the mid 600s, but mine was a little over $60k down and a FICO above 800.

 

[Atlantis Blue Emira]

I think it could have been any down payment, and minimum credit score in the mid 600s, but mine was a little over $60k down and a FICO above 800.

good rate

what is your monthly payment for the 60k down and 4.99%?

 

[FlyNavy01]

good rate

what is your monthly payment for the 60k down and 4.99%?

Only takes a few seconds to calculate yourself. Should be around $900/mo assuming $107,750 MSRP which obviously doesn't take into account other taxes and fees. For 60 months you'd spend roughly $5k on interest for those loan terms.

 

[DerTheDer]

I ended up buying outright and not financing. I think it was the better decision, if only rates were low.

 

[Porter]

Only takes a few seconds to calculate yourself. Should be around $900/mo assuming $107,750 MSRP which obviously doesn't take into account other taxes and fees. For 60 months you'd spend roughly $5k on interest for those loan terms.

In my case the actuals were around $65k down against a $96k FE1.0 MSRP. Makes the math quite different.

 

[Hell4Leather]

CUTX (credit union of texas); but rates might have changed. also was a customer there so maybe it helped?

ETPCU, East Texas professional, is currently advertising 84 months at 5.75%. That’s $14.50 per $1,000 borrowed.

 

[RyanGreener]

This thread has been going on for awhile and I've skimmed it, but does anyone in the USA have any access/ideas for leasing? On another forum, the residual was supposedly 69% which is pretty high.