I get what you mean. The service plan probably won't save me anything, I already checked this with the dealer, but it will protect me against price rises and inflation, and seeing as it can be transferred should I have to sell within the 3 yr period, I thought it was still worth having. I realise that the protection options don't cover PPF or other wrapping, but have decided to wait on PPF mainly due to cost and need some protection for the paintwork in the meantime from bird droppings, tree sap and coastal weather so will probably go with the ceramic coating anyway.