Insurance Options for US Market

[KAR120C]

I will add that I found an agreed-upon-value policy with my current insurance. It only had a mileage limit but was treated as standard car insurance in every other way. It was more expensive than the collector car policies, but fit my needs.

 

[LuckysDad]

Just got my quote from American Collectors.
$1600/year for agreed value of $120k

 

[MrMaru]

Ok, reviving this thread since a lot of you must have already had insurance for a while. I am switching from Geico since they are wanting to charge me $3k/6mon. which is ridiculous. I got a quote from Hagerty for $3950/yr with 7500miles driven and the other is Grundy for $1400 with the same miles driven.

One is way less than the other but I have never dealt with either. Grundy makes me sign a waiver that states, I will not use the car as a backup or to run errands. Hagerty is not making me sign anything.

I got a call from Hagerty insurance agent to clarify why I put down 7500 miles and I explained to him that I intend to drive it on the weekends and even weekdays for pleasure. I work from home so the car sits in the garage and I also have another car to "daily". He was fine with that and I also put down $109,500 as the value of the car since that is what the cost I paid before all of the fees.

 

[WarriorHockey2266]

Ok, reviving this thread since a lot of you must have already had insurance for a while. I am switching from Geico since they are wanting to charge me $3k/6mon. which is ridiculous. I got a quote from Hagerty for $3950/yr with 7500miles driven and the other is Grundy for $1400 with the same miles driven.

One is way less than the other but I have never dealt with either. Grundy makes me sign a waiver that states, I will not use the car as a backup or to run errands. Hagerty is not making me sign anything.

I got a call from Hagerty insurance agent to clarify why I put down 7500 miles and I explained to him that I intend to drive it on the weekends and even weekdays for pleasure. I work from home so the car sits in the garage and I also have another car to "daily". He was fine with that and I also put down $109,500 as the value of the car since that is what the cost I paid before all of the fees.

We have Hagerty and put down $5k miles. I’d like to use them for the Corvette but the not daily driver part screws me. I drive it to work all the time since it’s the best on gas mileage haha.

Our annual premium is only $2k which is shocking given where we live. I thought that was pretty reasonable.

 

[brainf18]

Dropped State Farm $2515 and went with Grundy, $1450.

 

[bcstmr]

Dropped State Farm $2515 and went with Grundy, $1450.

Switched from Progressive to Geico today now that I have my I4 VIN and my premium only went from $720 to $828 (6 months) by adding the Emira. $2500 deductible, but thrilled with the premium considering what others are paying.

 

[MPD]

Switched from Progressive to Geico today now that I have my I4 VIN and my premium only went from $720 to $828 (6 months) by adding the Emira. $2500 deductible, but thrilled with the premium considering what others are paying.

@bcstmr I guess I am super thrilled then as mine just went up to 714/ 6 mo

 

[bcstmr]

@bcstmr I guess I am super thrilled then as mine just went up to 714/ 6 mo

How many vehicles are on your policy? I will have 3, including the Emira. I think $828 for a newer Audi, Mercedes and now Lotus is very reasonable. Hopefully Geico didn’t make a mistake.